Check Fraud, Dating Scams: National Fraud Awareness Week is 8/6-8/10By Robert Siciliano August 01, 2012 | 09:00 AMPosted in: Personal Safety, Identity Theft Protection
As my life sees a half century of existence on the horizon, I’ve come to the conclusion that not a day goes by
when someone, somewhere isn’t trying to get money out of my pocket. Often it’s
legitimate companies I do business with that double bill or tack on some fee.
Other times its scammers who try to take what I’ve worked for.
Just yesterday I got scammed for $5 by a
seller on a legitimate website and when I brought it to the attention of the
company, they refunded my cash. Fraud is inevitable like death and taxes so it
is in your best interest to learn about internet safety, financial
crimes and romance scams.
Identity theft: identity theft as we know it is not getting any better, it is
getting worse. The best way to protect
yourself is by getting a credit
Check fraud: Check fraud victims include banks, businesses and consumers
themselves. Our current system for cashing checks is somewhat flawed. Checks can
be cashed and merchandise can be purchased even when there is no money in the
checking account. The key is to pay close attention you your bank statements
and refute unauthorized withdrawals ASAP.
Auction Fraud: Auction
fraud refers to fraudulent transactions on online auctions. Either a product
advertised for sale is misrepresented, or purchases are never delivered at all.
Always buy from sellers with a long established track record.
Craigslist Scams: A scammer responds to a seller, claiming he wishes to
purchase an item. He mails the seller a fake check for an amount in excess of
the purchase price, with extra money included for shipping, and requests that
the buyer deposit the check and then wire the payment to the shippers from the
buyer’s own account. By the time the check bounces, the scammer has already
received the seller’s money. Only buy in person. Never over the phone and never
through the mail.
Dating Scams: Criminals pose as lovesick Romeos or Juliets, looking to
sweep their victims off their feet while emptying their bank accounts. Marriage
is often discussed within the first week of communications, and the word love
is used as frequently as the victims’ names, which coincidently are two of the
most important words a person can hear. Trust your gut, never give out personal
information, and always meet in a public place.
Robert Siciliano personal and home security specialist to Home Security Source discussing ADT Pulse on Fox News. Disclosures
Combat Online Scams By Being Informed
Craigslist Scams Are A Persistent Threat
5 Ways to Prevent Check Fraud Scams
*Content expressed in Home Security Source does not represent the thoughts and opinions of ADT unless explicitly indicated. Bloggers featured on HomeSecuritySource.com are professionals compensated by ADT. Please visit our Community Guidelines page for additional details.